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Although the monthly repayments will stay fixed, if interest rates fall, the borrower could potentially end up paying more than he or she would on another type of mortgage.
Although a BTL mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two.
MOST BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
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Instead, the self-builder would need to apply for a self-build mortgage. Not every lender is active in the self-build mortgage market and those that are, tend to charge a higher rate of interest for self-build mortgages.
Amber Financial Advice Ltd, Suite 4 Penny farthing Arcade, High Street, Sedgley, West Midlands, DY3 1RW
Amber Financial Advice Ltd
Registered as a company in England & Wales. Registration number 08984369.
Registered Office: Suite 4 Penny Farthing Arcade, High Street, Sedgley, Dudley, England, DY3 1RW.
Amber Financial Advice Ltd is an Appointed Representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd, which are authorised and regulated in the UK by the Financial Conduct Authority (FCA) and are registered on the FCA Register with Firm Reference Number: 440703 and 440718. Amber Financial Advice Ltd is also registered on the FCA Register with Firm Reference Number: 604144.
The guidance and /or information contained within this website is subject to UK regulatory regime and is therefore targeted at clients based in the UK.
Approver Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd 11/10/2024.
